Building a dividend growth portfolio from $0, in public.

The Monthly Floor is a rule I hold myself to. Every calendar month has to close higher than the month before it, so each buy is chosen for the income it adds and the raises it is likely to keep delivering. The floor only moves up. If a month comes in lower, I write that down here as well. Past income says nothing about future income.

Income on invested capital takes the latest closed month, multiplies it by twelve and measures it against every dollar I have put in.

Sorted by weight, so the biggest position in the portfolio comes first. Weight is the share of total portfolio value. Dividend yield is the annual dividend measured against the current share price, yield on cost measures the same dividend against the price I actually paid, and dividend growth is the yearly growth rate of the dividend over the period shown.

How often do you buy?

I add money every month and put it to work in one or two positions. The choice comes down to which company adds the income I need to keep the Monthly Floor rising, at a price I am comfortable paying.

Why publish the whole portfolio?

Writing every buy down in public keeps me honest. If I skip a month or a month closes lower than the one before it, the page shows it, and that is a stronger discipline than any private spreadsheet.

Where do the numbers come from?

Every figure on this page is read live from my own portfolio database: the positions I hold, the dividends that landed in my account, and the payments already announced by the companies. Nothing is typed in by hand.

What does estimated income mean?

Announced payments are dividends a company has already declared. Expected payments are what my current shares should pay based on the latest known dividend and schedule. Both can change, and a company can cut or cancel a dividend at any time.

Is this advice?

No. It is a record of one private portfolio, published so the process can be followed. Every purchase here is my own decision for my own situation.